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We understand the challenges of your business, inside and out, because we have been providing transportation services to customers like you for more than 30 years. Most factoring companies work in other industries such as medical, staffing and manufacturing. At AFS it is 100% transportation!

With more than 150 years of collective transportation experience, we believe our staff provides the best customer service in the industry. Honest, trustworthy and professional AFS employees will answer your call, answer your questions and take care of you when you need us. We believe our Midwest values are what separate us from other factoring companies. That's why 80% of our new customers are referred to us by our current customers. That means we do factoring the right way!

Value-added Services:

AFS offers more value-added services than virtually any other factoring company involved in the transportation industry.

  • Accounts Receivable Management
  • Free Credit Checks
  • Collections Management
  • 24/7 Online Access
  • AFS/EFS Fuel Card - Fuel Discounts
  • Invoice Delivery Options
  • Selective Funding by Debtor
  • Problem Resolution

Our current and former affiliates have extensive experience with state permits of all types, fuel taxes, licensing, process agents, bonding, and freight brokering.

We are transportation experts, we know this industry very well, and that means we have your best interests in mind! We really do care about you and helping you grow your business.

Cash Flow Management:

Your company - your choice! With AFS as your factoring partner, you can pick and choose which brokers and/or shippers you want to factor. After all, it is YOUR Company. If your business is in need of cash, CALL US TODAY at (877) 287-3835, Option 3 to obtain a free, no obligation quote on your factoring needs. You can also fill out our online form by going to the Apply Now tab above.



Rates starting at 1.5%
Superior Customer Service



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AFS is a proud member of the South Dakota Trucking Association and The International Factoring Association

International Factoring Association South Dakota Trucking Association

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